Rifle, Colorado, is a vibrant town located in the Colorado River Valley, with a population of about 10,000 residents. Situated in Garfield County, Rifle is known for its Western heritage, outdoor adventure opportunities, and welcoming community atmosphere. The town features several friendly neighborhoods, including Rifle Heights, Promontory, and Highlands East, all located within the key zip code 81650. Rifle offers a variety of housing options, from single-family homes to ranch properties, creating a comfortable environment for families, outdoor enthusiasts, and those seeking a laid-back lifestyle.
Conveniently positioned along Interstate 70, Rifle provides easy access to surrounding communities such as Glenwood Springs and Grand Junction. The town is also a hub for outdoor recreation, with nearby Rifle Gap State Park, Rifle Falls State Park, and miles of trails offering hiking, fishing, camping, and wildlife viewing. The historic downtown area features local shops, eateries, and community events that capture Rifle’s small-town charm and Western spirit, making it a great place to live for those who appreciate the natural beauty and cultural heritage of Colorado’s Western Slope.
Castle Rock Insurance, an independent insurance broker, provides Rifle residents with personalized coverage solutions tailored to their needs. Partnering with leading carriers like Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance offers a variety of options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance can shop multiple carriers to ensure Rifle residents receive the best coverage at competitive rates. With local expertise and a deep understanding of Rifle’s community, Castle Rock Insurance is committed to delivering customized insurance solutions that provide peace of mind to individuals and families throughout the area.
How Much Does Insurance Cost in Rifle?
In Rifle, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Rifle is about $1,300 to $2,000 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Rifle typically pay between $1,200 and $2,000 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Rifle generally costs around $120 to $230 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Rifle averages $250 to $450 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Rifle range from $3,000 to $5,500 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Rifle
Castle Rock Insurance is a reliable choice for Rifle residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Rifle residents receive customized, affordable insurance solutions to meet their unique needs.
