Holly, Colorado, is a charming small town located on the eastern plains of Colorado, with a population of about 800 residents. Nestled in Prowers County, Holly is known for its strong agricultural roots, friendly atmosphere, and tight-knit community. The town features several welcoming neighborhoods, including South Holly, Holly Heights, and Pioneer Village, all within the key zip code 81047. Holly offers a range of housing options, from cozy single-family homes to rural properties, creating a comfortable environment for families, professionals, and retirees seeking a peaceful and relaxed lifestyle.
Conveniently located along U.S. Highway 50 near the Colorado-Kansas border, Holly provides easy access to nearby communities such as Lamar and Granada. The town is surrounded by vast agricultural fields and offers several local amenities, including parks, playgrounds, and the Arkansas River, which provides opportunities for outdoor activities like fishing and picnicking. Holly’s small-town charm is evident in its community events, local businesses, and welcoming residents, making it a great place for those who enjoy a close-knit community.
Castle Rock Insurance, an independent insurance broker, provides Holly residents with personalized coverage solutions tailored to their unique needs. Partnering with top carriers such as Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance offers a variety of insurance options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance has the flexibility to shop multiple carriers, ensuring Holly residents receive the best coverage at competitive rates. With local expertise and a deep understanding of the Holly community, Castle Rock Insurance is dedicated to delivering customized insurance solutions that bring peace of mind to individuals and families throughout this friendly rural town.
How Much Does Insurance Cost in Holly?
In Holly, Colorado, insurance costs can vary based on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Holly is about $1,100 to $1,700 per year, with premiums influenced by factors such as the driver’s age, driving history, and the type of vehicle insured.
2. Home Insurance
Homeowners in Holly typically pay $1,000 to $1,600 per year for home insurance, with rates depending on the home’s value, location, and selected coverage options.
3. Renters Insurance
Renters insurance in Holly generally costs around $120 to $210 per year, depending on the amount of personal property coverage and any additional liability protections required.
4. Condominium Insurance
Condo insurance in Holly averages $250 to $450 per year, depending on the size of the condo and the level of coverage needed for personal property and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Holly range from $2,800 to $4,800 per year, with costs influenced by factors such as home location, security features, and the extent of customized coverage needed.
If you’re seeking personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Holly
Castle Rock Insurance is an excellent choice for Holly residents seeking personal and residential insurance coverage. As a local, independent broker, they partner with over 20 personal and residential carriers, offering a variety of policy options. With discounts available for bundling policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Holly residents receive customized, affordable insurance solutions that fit their specific needs.
