Aguilar is a quaint and inviting town that offers a blend of rich history, small-town charm, and natural beauty. Located along the scenic I-25 corridor, Aguilar lies approximately halfway between Trinidad and Walsenburg, making it accessible yet wonderfully secluded. With a population of just over 500 residents, the town embodies a close-knit, welcoming community atmosphere where neighbors greet each other by name, and a sense of belonging is ever-present. Situated at an elevation of around 6,300 feet, Aguilar boasts breathtaking views of the Spanish Peaks and the expansive high plains, offering residents a serene, high-altitude escape.
Often known as the โGateway to the Spanish Peaks,โ Aguilar enjoys a nickname that speaks to its unique location at the foothills of the Sangre de Cristo Mountains, a perfect starting point for exploration and outdoor adventures. The townโs primary ZIP code, 81020, covers its residential and commercial spaces, which include neighborhoods that capture the historic and rugged spirit of Colorado. Downtown Aguilar retains its historic charm with preserved buildings and storefronts that evoke its coal mining past, while outlying areas offer more modern developments and rural homesteads set against rolling hills and vast skies.
Aguilarโs housing options cater to a diverse range of residents, from families seeking a peaceful place to raise children to retirees looking for a scenic and relaxed lifestyle. The town offers single-family homes with spacious yards, historic houses with unique architectural details, and ranch-style properties that provide a rural lifestyle ideal for nature lovers. For those interested in privacy and wide-open spaces, there are plenty of large-lot properties on the outskirts of town. Aguilarโs real estate market is both affordable and varied, making it an attractive option for new residents looking for a blend of affordability and natural beauty.
Insurance Options in Aguilar
Castle Rock Insurance proudly serves the residents of Aguilar with a full range of insurance options, providing the peace of mind and security that only a trusted local broker can offer. As an independent broker, Castle Rock Insurance partners with some of the nationโs leading carriers, including Safeco, Liberty Mutual, Progressive, and Nationwide, to offer a variety of coverage choices. From homeowners and renters insurance to auto and other essential types of policies, they work diligently to ensure that Aguilar residents receive comprehensive protection tailored to their unique needs.
One of the biggest advantages Castle Rock Insurance brings to Aguilar is its ability to compare policies across multiple carriers. This means that instead of being limited to one insurance provider, residents have access to a broad selection of policies, allowing Castle Rock Insurance to match them with the best coverage at the most competitive rates. The team takes the time to understand the specifics of each clientโs situation, ensuring that every policy is well-suited to the individual, family, or business it serves.
How Much Does Insurance Cost in Aguilar?
The cost of insurance in Aguilar varies depending on the type of coverage, specific policy needs, and individual circumstances. Castle Rock Insurance provides tailored insurance solutions and can offer personalized quotes for Aguilar residents by comparing multiple carriers. Below are average costs for popular types of insurance policies, along with factors that commonly influence premiums:
โข Auto Insurance: $900 – $1,500 per year
Auto insurance rates in Aguilar are influenced by factors such as driving history, vehicle make and model, and coverage limits. Drivers with clean records typically see lower premiums, while newer or high-value vehicles may raise costs.
โข Home Insurance: $800 – $1,600 per year
Home insurance costs depend on the homeโs value, location, and age. Properties in areas with higher risks, such as wildfire-prone zones, or those with older structures, may see higher premiums. Castle Rock Insurance can help find policies that protect homes at affordable rates.
โข Renters Insurance: $120 – $300 per year
Renters insurance in Aguilar covers personal belongings and liability protection. Costs vary based on the amount of property coverage needed, deductible levels, and any additional liability coverage.
โข Condominium Insurance: $300 – $600 per year
Condominium insurance policies typically cover personal belongings, liability, and portions of the property not covered by the condo associationโs master policy. Costs depend on coverage needs, including any add-ons for high-value items.
โข High-Value Home Insurance: $2,000 – $6,000+ per year
For high-value homes, rates can vary significantly based on custom coverage needs, security features, and home location. Castle Rock Insurance specializes in crafting policies that protect unique or high-value properties, ensuring optimal coverage for luxury homes.
Castle Rock Insurance understands the specific needs of Aguilar residents and can provide detailed, accurate quotes by comparing options across multiple carriers. Their expertise in the local market ensures that residents get the best coverage for the best price, tailored to their individual circumstances.
