Castle Rock Insurance proudly serves the residents of Aguilar, offering a comprehensive range of insurance options tailored to this unique community. As independent brokers, Castle Rock Insurance partners with top carriers to ensure Aguilar residents have access to diverse and personalized coverage. Located along the scenic I-25 corridor between Trinidad and Walsenburg, Aguilar is a small, close-knit town known for its rich history, warm community, and stunning natural surroundings. With a population of just over 500, Aguilar embodies small-town charm, where friendly neighbors and a strong sense of belonging are the norms. The town’s elevation at 6,300 feet offers breathtaking views of the Spanish Peaks and expansive high plains, providing residents with a serene, high-altitude escape.
Known as the “Gateway to the Spanish Peaks,” Aguilar serves as an ideal starting point for outdoor adventures in the Sangre de Cristo Mountains. Its primary ZIP code, 81020, encompasses historic downtown areas and scenic rural homesteads, blending Aguilar’s coal mining heritage with Colorado’s rugged, natural beauty. Castle Rock Insurance connects Aguilar’s residents with trusted carriers like Bristol West, Liberty Mutual, Berkshire Hathaway GUARD, Nationwide, American Modern, American Strategic, Encompass, Mendota, Neptune Flood, Auto-Owners, PURE, Stillwater, State Auto, Foremost, Hagerty, Vault, Travelers, Kemper, Progressive, AIG Private Client, Chubb, Safeco, and Dairyland, offering flexible options to protect their homes, autos, and personal belongings.
Insurance Options in Aguilar
Castle Rock Insurance proudly serves the residents of Aguilar with a full range of insurance options, providing the peace of mind and security that only a trusted local broker can offer. As an independent broker, Castle Rock Insurance partners with some of the nation’s leading carriers, including Safeco, Liberty Mutual, Progressive, and Nationwide, to offer a variety of coverage choices. From homeowners and renters insurance to auto and other essential types of policies, they work diligently to ensure that Aguilar residents receive comprehensive protection tailored to their unique needs.
One of the biggest advantages Castle Rock Insurance brings to Aguilar is its ability to compare policies across multiple carriers. This means that instead of being limited to one insurance provider, residents have access to a broad selection of policies, allowing Castle Rock Insurance to match them with the best coverage at the most competitive rates. The team takes the time to understand the specifics of each client’s situation, ensuring that every policy is well-suited to the individual, family, or business it serves.
How Much Does Insurance Cost in Aguilar?
Insurance costs in Aguilar vary based on the type of coverage, specific policy needs, and individual circumstances. Castle Rock Insurance provides customized insurance solutions and personalized quotes for Aguilar residents by comparing multiple carriers. Below are typical costs for popular types of insurance policies, with factors that influence premiums, including options for fire zone, flood, and rural property coverage:
- Auto Insurance: $900 – $1,500 per year
Auto insurance rates in Aguilar are influenced by factors such as driving history, vehicle type, and coverage limits. Clean driving records often yield lower premiums, while newer or high-value vehicles may increase costs. - Home Insurance: $800 – $1,600 per year
Home insurance costs depend on the home’s value, age, and location. Properties in wildfire-prone areas or with older structures may have higher premiums. Castle Rock Insurance helps residents find affordable policies, including fire zone insurance to protect homes in high-risk areas. - Renters Insurance: $120 – $300 per year
Renters insurance in Aguilar provides coverage for personal belongings and liability protection. Costs vary based on property coverage amounts, deductible levels, and additional liability needs. - Condominium Insurance: $300 – $600 per year
Condominium insurance covers personal property, liability, and portions not covered by the condo association’s master policy. Costs depend on individual coverage needs, including add-ons for high-value items. - High-Value Home Insurance: $2,000 – $6,000+ per year
For high-value homes, premiums vary significantly based on custom coverage, security features, and location. Castle Rock Insurance specializes in policies for unique or high-value properties, ensuring optimal coverage for luxury homes, including fire zone protection as needed. - Farm & Ranch Insurance: $1,500 – $4,500 per year
Farm and ranch insurance costs in Aguilar depend on property size, type of operations, and land use. Coverage often includes protection for buildings, equipment, and liability, with options for fire zone insurance for properties at higher wildfire risk. - Fire Zone Insurance: $300 – $800+ per year
Fire zone insurance provides additional coverage for homes and properties located in areas with higher wildfire risks. Premiums depend on the property’s location, level of fire risk, and specific coverage needs. Castle Rock Insurance can help Aguilar residents find tailored policies to protect against fire hazards. - Flood Insurance: $400 – $1,200 per year
Flood insurance is essential for properties in flood-prone areas, with costs depending on the property’s location, flood risk level, and desired coverage amount. Castle Rock Insurance helps Aguilar residents secure flood protection to meet local risk requirements.
Castle Rock Insurance understands the unique needs of Aguilar residents, including rural, fire zone, and flood coverage, and offers tailored insurance options by comparing multiple carriers. With local expertise, Castle Rock Insurance ensures that Aguilar residents receive the best coverage and competitive rates suited to their individual needs.
Get an Insurance Quote to Stay Protected in Aguilar
Castle Rock Insurance is an excellent choice for Aguilar residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to provide a wide range of policy options. With discounts available for bundling policies, mature drivers, homes with security systems, and vehicles with anti-theft devices, Castle Rock Insurance ensures Aguilar residents receive tailored, affordable insurance solutions to meet their specific needs.
