Colorado Motorcycle Insurance

Motorcycle insurance provides coverage for motorcycles, scooters, and other types of motorbikes. It is similar to auto insurance, but policies are often more customizable according to the type of vehicle and the unique needs of motorcycle owners. Motorcycle policies often include comprehensive coverage to insured in the case of non-collision events, like theft and vandalism.

Collision coverage is an option that covers damage to the motorcycle in the event of an accident with another vehicle. Some policies may also have a liability component to help protect the rider or damage caused to other people by the motorcycle.

Yes, motorcycles are very common in Colorado. With its scenic roads, mountains, and beautiful landscapes, Colorado is a popular destination for motorcycle riders! Mount Evans Scenic and Historic Byway is the highest paved road in North America at 14,130 feet above sea level and is open to riders. Colorado is also the host of a number of motorcycle-related events throughout the year and the home of many motorcycle clubs and organizations. Colorado also offers motorcyclists a warm welcome through its infrastructure, which includes designated parking areas for motorcycles, well-maintained roads, and trails. In fact, according to the Colorado Department of Revenue, there were over 300,000 registered motorcycles in 2021. Whether for touring, commuting, or sport, motorcycles are a popular mode of transportation and beloved hobby in Colorado.

Yes, motorcycle insurance is required by law in Colorado in order to register and operate a motorcycle in public roads. Colorado law also requires motorcycle operators to have liability insurance to cover injuries caused to other people or damage caused to property while operating their motorcycles. Failure to have the required insurance can result in fines or penalties, and in the case of an accident, the motorcyclist can be held liable for any injuries or damage caused. In addition to liability, other types of coverage, such as collision and comprehensive coverage, are highly recommended though they are not mandated by law.