Colorado ATV, Dirt Bike & Off Road Insurance

If you own, rent or ride off-road vehicles such as ATVs, dirt bikes or snowmobiles, off-road vehicle insurance covers damages or injuries that happen while operating one of these vehicles. This also typically includes property damage or injury to someone else or their property when riding your off-road vehicle. Off-road insurance may also include coverage for loss due to theft, fire, or other types of damage that may occur while the vehicle is not in use.

Off-road vehicle insurance is not required in Colorado, but liability coverage in the event of an accident or damage is important if you own or ride these types of off-road vehicles.