Colorado Equipment Breakdown Insurance

Equipment breakdown insurance covers a number of machinery and equipment used in the commercial industry including HVAC, ovens, computers, refrigerators, etc. If one or more of these pieces is damaged due to electrical surge, explosion, mechanical breakdown or other like events, this insurance covers the cost of repairing or replacing the equipment.

No, equipment breakdown insurance is not required in Colorado, but as it can help reduce the financial burden on businesses due to a failure or other catastrophic event, it can help businesses get back up and running quickly.