Commercial renters’ insurance offers coverage for businesses that lease commercial spaces. If the business who leases that space were to experience loss due to theft, fire or vandalism, this insurance would protect the business’s equipment, inventory, furniture and other property stored at the location. Commercial renters insurance can also provide liability coverage in the event that someone is injured or their property is damaged while on the rented premises.

No, commercial renters’ insurance is not required in Colorado, but the leasing company from whom you rent may require you to carry a policy.